:root{--navy:#0f2557;--blue:#0f2557;--gold:#c9a24a;--ink:#1d2733;--mut:#5b6b7c;--bg:#f5f8fc;--r:14px}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,"Noto Sans",sans-serif;color:var(--ink);background:#fff}
a{color:var(--blue)}img{max-width:100%;height:auto}.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#cfe0f5;font-size:13px}.topbar .wrap{display:flex;justify-content:space-between;gap:10px;padding:7px 20px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}.roles{display:flex;gap:8px;flex-wrap:wrap}.roles a{font-weight:600}.tb-phone{font-weight:700}
header.site{background:#fff;box-shadow:0 2px 10px #0f255714;position:sticky;top:0;z-index:20}.hdr{display:flex;align-items:center;gap:18px;padding:10px 20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}.brand img{width:120px}.brand span{display:flex;flex-direction:column;line-height:1.2}.brand small{color:var(--mut)}
header nav{margin-left:auto}nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:4px}nav a{display:block;padding:10px 12px;text-decoration:none;color:var(--ink);font-weight:600;border-radius:8px}nav a:hover{background:var(--bg)}
.dd{position:relative}.dd ul{display:none;position:absolute;left:0;top:100%;background:#fff;list-style:none;padding:8px;margin:0;min-width:240px;box-shadow:0 10px 30px #0003;border-radius:10px}.dd:hover ul,.dd:focus-within ul{display:block}.dd ul a{font-weight:500}
.menu-btn{display:none;margin-left:auto;font-size:24px;background:none;border:0}
.btn{display:inline-block;background:var(--gold);color:#1b1300;padding:11px 20px;border-radius:999px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:16px}.btn:hover{filter:brightness(.95)}.btn.ghost{background:transparent;color:#fff;border:2px solid #fff}
.hero{background:linear-gradient(100deg,#0f2557f2 30%,#0f255799),var(--hbg,none) center/cover;background-image:linear-gradient(100deg,#0f2557f0 35%,#0f255788),var(--hbg,linear-gradient(#0f2557,#1565c0));background-size:cover;background-position:center;color:#fff;padding:70px 0}
.hero h1{font-size:clamp(30px,4.5vw,50px);line-height:1.15;margin:0 0 14px;max-width:820px}.hero p{max-width:720px;font-size:18px;color:#e3edf9}.hero a:not(.btn):not(.chip){color:#ffd56b}.hero.sm{padding:44px 0}.hero.sm h1{font-size:clamp(26px,3.6vw,40px)}
.hero.home{padding:90px 0}.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-size:13px!important;color:var(--gold)!important;font-weight:700}
.hero.mort{background-image:linear-gradient(100deg,#123b2ff0 35%,#123b2f88),var(--hbg)}.hero.re{background-image:linear-gradient(100deg,#4a1d3ff0 35%,#4a1d3f88),var(--hbg)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}.chip{background:#ffffff1f;border:1px solid #ffffff55;color:#fff;padding:6px 14px;border-radius:999px;text-decoration:none;font-size:14px}
section.wrap .chip{background:var(--bg);color:var(--navy);border-color:#d6e2ef}
.tri{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:18px;margin-top:-50px;position:relative}
.tcard{display:flex;flex-direction:column;background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:0 12px 30px #0f255722;text-decoration:none;color:var(--ink)}.tcard img{height:170px;object-fit:cover;width:100%}.tcard.main img{height:220px}
.tcard span{padding:18px;display:flex;flex-direction:column;gap:4px}.tcard small{color:var(--blue);font-weight:700;text-transform:uppercase;font-size:12px}.tcard strong{font-size:24px;color:var(--navy)}.tcard em{font-style:normal;color:var(--mut)}.tcard b{color:var(--blue);margin-top:6px}.tcard.main{border-top:5px solid var(--gold)}
section.wrap{margin-top:46px}h2{color:var(--navy);font-size:28px;line-height:1.25}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:16px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.pcard{display:block;border-radius:var(--r);overflow:hidden;background:#fff;border:1px solid #e3ebf4;text-decoration:none;color:var(--ink);transition:.15s}.pcard:hover{transform:translateY(-3px);box-shadow:0 10px 24px #0f25571f}.pcard img{width:100%;height:130px;object-fit:cover;display:block}.pcard span{display:block;padding:12px 14px}.pcard strong{color:var(--navy)}
.card{background:var(--bg);border:1px solid #e3ebf4;border-radius:var(--r);padding:18px;text-decoration:none;color:var(--ink);display:block}.card h3{margin:0 0 6px;color:var(--navy)}
.band{background:var(--bg);margin-top:56px;padding:46px 0}.two{display:grid;grid-template-columns:1fr 320px;gap:36px;align-items:start;margin-top:30px}.band .two{grid-template-columns:1.3fr 1fr;align-items:center;margin:0}
.portrait{border-radius:var(--r);width:100%;max-height:420px;object-fit:cover}.prose h2{margin-top:30px}.prose p,.prose li{color:#33414f}
.ticks{padding-left:0;list-style:none}.ticks li{padding-left:28px;position:relative;margin:6px 0}.ticks li:before{content:"✓";position:absolute;left:0;color:#1a9b55;font-weight:800}
.side{position:sticky;top:96px;display:flex;flex-direction:column;gap:14px}.side .card img{border-radius:8px}
.crumbs{font-size:14px;color:var(--mut);padding-top:12px;padding-bottom:12px}.crumbs a{color:var(--mut)}
.callout{background:#fff7e0;border-left:4px solid var(--gold);padding:14px 18px;border-radius:8px;margin:24px 0}
.qform{display:grid;grid-template-columns:1fr 1fr;gap:12px 16px;background:#fff;border:1px solid #e3ebf4;border-radius:var(--r);padding:22px}.qform label{display:flex;flex-direction:column;font-weight:600;font-size:14px;gap:4px}.qform .full,.qform h3,.qform button{grid-column:1/-1}
.qform input,.qform select,.qform textarea{font:inherit;padding:10px;border:1px solid #c9d6e4;border-radius:8px;font-weight:400}.qform h3.fs{margin:12px 0 0;color:var(--navy);border-bottom:1px solid #e3ebf4;padding-bottom:4px}
.consent{flex-direction:row!important;font-weight:400!important;font-size:13px!important;color:var(--mut)}.consent input{margin-top:4px}.hp{display:none}
.logos{display:grid;grid-template-columns:repeat(auto-fill,minmax(140px,1fr));gap:14px;margin:20px 0}.logos img{background:#fff;border:1px solid #e3ebf4;border-radius:10px;padding:10px;height:90px;object-fit:contain;width:100%}
.guide{border:1px solid #e3ebf4;border-radius:var(--r);margin:12px 0;padding:0 18px;background:#fff}.guide summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;font-size:18px}
.flip-embed{display:grid;grid-template-columns:220px 1fr;gap:22px;align-items:center;background:var(--bg);border-radius:var(--r);padding:20px;margin:20px 0}.flip-embed img{border-radius:8px;box-shadow:0 8px 20px #0003}
.small,.small p{font-size:13px;color:var(--mut)}.eho-badge{font-weight:800}
footer.site{background:#0a1840;color:#c6d4e5;margin-top:70px;padding:44px 0 20px;font-size:14px}footer a{color:#fff}.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:24px}footer h4{color:#fff;margin:0 0 8px}.fgrid>div>a{display:block;margin:4px 0;text-decoration:none}.flogo{background:#fff;padding:6px;border-radius:8px}
.disclose{border-top:1px solid #ffffff22;margin-top:26px;padding-top:16px;font-size:12.5px;color:#9fb3c9}
@media(max-width:900px){.menu-btn{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;box-shadow:0 10px 20px #0002}.nav-open nav{display:block}nav>ul{flex-direction:column;padding:10px}.dd ul{display:block;position:static;box-shadow:none;padding-left:16px}.hdr-cta{display:none}
.tri,.two,.band .two,.grid3,.fgrid,.grid2,.flip-embed{grid-template-columns:1fr}.tri{margin-top:20px}.qform{grid-template-columns:1fr}.side{position:static}.roles span{display:none}}

.btn.hdr-login{background:transparent;color:#0f2557;border:2px solid #0f2557;padding:8px 14px;white-space:nowrap}.hdr-cta{white-space:nowrap}
@media(max-width:900px){.btn.hdr-login{display:none}}
/* brand single line */
.brand{flex-shrink:0}.brand strong,.brand small{white-space:nowrap}.brand strong{font-size:1.02rem}.brand small{font-size:.78rem}
nav{min-width:0}nav>ul>li>a{white-space:nowrap}
@media(max-width:1150px){.brand img{width:96px}.brand strong{font-size:.92rem}.brand small{font-size:.72rem}}
@media(max-width:480px){.brand img{width:70px}.brand strong{font-size:.8rem}.brand small{font-size:.64rem}}
.hdr nav>ul{justify-content:flex-end}
@media(max-width:1400px){.btn.hdr-login{display:none}nav>ul>li>a{padding-left:9px!important;padding-right:9px!important;font-size:.95rem}}
@media(max-width:1100px) and (min-width:901px){nav>ul>li>a{padding-left:6px!important;padding-right:6px!important;font-size:.88rem}.hdr{gap:10px}}
@media(max-width:1500px){.btn.hdr-login{display:none}}
@media(max-width:1100px){.menu-btn{display:block}header nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;box-shadow:0 10px 20px #0002;margin:0}.nav-open header nav,.nav-open nav{display:block}nav>ul{flex-direction:column;padding:10px}.dd ul{display:block;position:static;box-shadow:none;padding-left:16px}.hdr{justify-content:space-between}}
.btn.hdr-login{display:none!important}.tb-right{display:flex;gap:18px;align-items:center}.tb-login{white-space:nowrap}
/*LOGO*/
@font-face{font-family:Cinzel;src:url(/assets/fonts/cinzel.woff2) format("woff2");font-weight:400 900;font-display:swap}
.brand{gap:10px;display:flex;align-items:center;text-decoration:none}.brand picture{display:block;line-height:0;flex:none}.brand img{width:auto!important;height:60px;display:block}
.bname{display:inline-flex;flex-direction:column;align-items:stretch;font-family:Cinzel,Georgia,serif;line-height:1;white-space:nowrap}
.bn1{color:#0f2557;font-size:26px;font-weight:600;letter-spacing:.32em;text-align:center;padding-left:.32em}
.bn2{color:#c9a24a;font-size:13px;font-weight:700;letter-spacing:.04em;margin-top:5px;text-align:center}
.brand .brand-tag{display:block;white-space:nowrap;font-size:.78rem;color:var(--mut);border-left:2px solid var(--gold);padding-left:10px;line-height:1.3;margin-left:6px}
.brand .brand-tag{display:none!important}
@media(max-width:480px){.brand img{height:44px}.bn1{font-size:20px}.bn2{font-size:10px;margin-top:4px;letter-spacing:.02em}.brand{gap:8px}}
.flogo{background:none!important;padding:0!important;border-radius:0!important;width:260px;height:auto}
a{color:var(--navy)}.btn{background:var(--gold);color:#14213d}.btn:hover{background:#b8913c;filter:none}
.topbar{background:var(--navy)}
/*/LOGO*/
/*SLIDER*/
.hero.slider{position:relative;overflow:hidden;background:#0f2557}
.hero.slider .hs-wrap{position:absolute;inset:0;z-index:0}
.hero.slider .hs{position:absolute;inset:0;background-size:cover;background-position:center;opacity:0;transition:opacity 1.2s ease}
.hero.slider .hs.on{opacity:1}
.hero.slider:before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,#0f2557ee 30%,#0f255766 75%,#0f255733)}
.hero.slider.mort:before{background:linear-gradient(100deg,#123b2fee 30%,#123b2f66 75%,#123b2f33)}.hero.slider.re:before{background:linear-gradient(100deg,#4a1d3fee 30%,#4a1d3f66 75%,#4a1d3f33)}
.hero.slider .wrap{position:relative;z-index:2}.hero.slider h1,.hero.slider p{text-shadow:0 2px 10px #0008}
.hs-prev,.hs-next{position:absolute;z-index:3;top:50%;transform:translateY(-50%);background:#0006;color:#fff;border:0;width:42px;height:42px;border-radius:50%;font-size:26px;line-height:1;cursor:pointer}
.hs-prev{left:12px}.hs-next{right:12px}.hs-prev:hover,.hs-next:hover{background:#000a}
.hs-dots{position:absolute;z-index:3;bottom:14px;left:0;right:0;display:flex;gap:8px;justify-content:center}
.hs-dots button{width:10px;height:10px;border-radius:50%;border:0;background:#fff8;padding:0;cursor:pointer}.hs-dots button.on{background:#c9a24a}
@media(max-width:700px){.hs-prev,.hs-next{display:none}}
@media(prefers-reduced-motion:reduce){.hero.slider .hs{transition:none}}
/*/SLIDER*/
/*MOBILE*/
.mbar{display:none}
.menu-btn span{display:block;width:24px;height:2.5px;background:var(--navy);border-radius:2px;margin:5px 0;transition:.25s}
@media(max-width:1100px){
.menu-btn{display:block;padding:10px;margin-left:auto;cursor:pointer;min-width:44px;min-height:44px}
.nav-open .menu-btn span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}.nav-open .menu-btn span:nth-child(2){opacity:0}.nav-open .menu-btn span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
header.site nav{position:fixed!important;left:0;right:0;top:var(--hh,64px);bottom:0;overflow-y:auto;-webkit-overflow-scrolling:touch;background:var(--navy)!important;box-shadow:none!important;padding:8px 0 90px}
.nav-open{overflow:hidden}
header.site nav>ul{padding:0 18px!important;gap:0}
header.site nav a{color:#fff!important;padding:14px 6px!important;border-radius:0;font-size:17px!important}
header.site nav>ul>li{border-bottom:1px solid #ffffff1f}
header.site nav>ul>li>a{color:var(--gold)!important;text-transform:uppercase;letter-spacing:.08em;font-size:14px!important;padding-top:18px!important;padding-bottom:6px!important}
header.site .dd ul{background:transparent!important;padding:0 0 10px 0!important;min-width:0}
header.site .dd ul a{font-weight:500;padding:11px 6px!important;color:#e6edf7!important}
header.site nav a:hover{background:#ffffff12}
}
@media(max-width:760px){
html,body{overflow-x:hidden}
body{padding-bottom:64px}
.topbar .wrap{padding:6px 14px;flex-wrap:nowrap;align-items:center}
.topbar .roles{display:none}.topbar .tb-right{display:flex;gap:16px;margin-left:auto;width:100%;justify-content:space-between}
.topbar a{font-size:13.5px;padding:4px 0}
.hdr{padding:8px 14px!important;gap:10px}
.brand img{height:42px!important;width:auto!important}
.bn1{font-size:19px!important}.bn2{font-size:9.5px!important}
.wrap{padding-left:16px;padding-right:16px}
.hero,.hero.home,.hero.sm{padding:44px 0 52px!important}
.hero.home{min-height:70vh;display:flex;align-items:center}
.eyebrow{font-size:11.5px!important;letter-spacing:.05em!important}
.hero h1{font-size:clamp(28px,8vw,36px)!important;line-height:1.15}
.hero.sm h1{font-size:clamp(24px,7vw,30px)!important}
.hero p{font-size:16px!important;line-height:1.55}
.hero .btn,.cta .btn{display:block;width:100%;text-align:center;margin:10px 0 0!important;padding:14px 18px;font-size:16.5px}
.hero .chips{gap:8px;margin-top:18px}.hero .chip{font-size:13.5px;padding:8px 12px}
.tri,.grid2,.grid3,.two,.band .two{grid-template-columns:1fr!important;gap:16px}
.tri{margin-top:-28px}
.grid{grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:12px}
section.wrap{margin-top:34px}h2{font-size:24px}
.side{position:static}
.fgrid{grid-template-columns:1fr 1fr!important;gap:18px 14px!important}
.fgrid>div:first-child{grid-column:1/-1}
footer.site a{display:inline-block;padding:5px 0}
footer.site .fgrid a{display:block}
.disclose{font-size:12.5px}
input,select,textarea{font-size:16px!important;max-width:100%}
iframe{max-width:100%}
table{display:block;overflow-x:auto;max-width:100%}
.mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff;box-shadow:0 -4px 16px #0f255726;padding:8px 10px calc(8px + env(safe-area-inset-bottom));gap:8px}
.mbar a{flex:1;text-align:center;padding:12px 6px;border-radius:999px;font-weight:700;text-decoration:none;font-size:15.5px}
.mb-call{background:var(--navy);color:#fff}.mb-quote{background:var(--gold);color:#1b1300}
.nav-open .mbar{display:none}
}
@media(max-width:380px){.tbl{display:none}.bn2{font-size:8.5px!important}}
/*/MOBILE*/